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Rule number one of avoiding scammers: You call THEM on the phone number on your bank's site! Never let them call you. Rule number two: don't be ashamed or upset at yourself if they do fool you. Share your story to help others, like Courtney!
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Abby The Cleric
I think I just barely escaped a shockingly savvy scammer trying to get my bank credentials. First, whoever it was had my actual phone number, my actual bank, and the last 4 digits of my account. They sent a "was this transaction you" message that looked almost identical to the ones my bank sends.