Dynamic risk adjustment can reward prevention and curb coding games by pricing health plans’ lifetime incentives, not one-year spending predictions, from @alex8chan.bsky.social www.nber.org/papers/w35325
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Latin America's momentous decline of fertility was related to rising women’s education and industrialization but not women’s employment or children's education, from Regina Calles and Tom Vogl www.nber.org/papers/w35326
Financial literacy shapes how people make annuity decisions more than whether they annuitize, from Jeffrey R. Brown www.nber.org/papers/w35323
Testing the female sensitivity hypothesis that women are more treatment-responsive than men. Across 200+ studies and tests, no evidence is found, yet supportive citations persist, from Felipe Araujo, Neeraja Gupta, and Lise Vesterlund www.nber.org/papers/w35324
How do age verification laws impact pornography consumption in the US? Access restrictions reduced overall time spent on adult sites by roughly 10 percent, from Matthew Brown, Emily J. Davis, and Devin G. Pope www.nber.org/papers/w35322
Liability can drive AI doctor adoption, but optimal rules depend on the usable medical record: rich records support strong liability; coarse records favor partial rules, from @alex8chan.bsky.social www.nber.org/papers/w35321
The 50-year decline in US male labor force participation is partly driven by men’s beliefs about the returns to work, shaped by lifetime experiences of male labor markets, from @remylevin.bsky.social and Daniela Vidart www.nber.org/papers/w35327
Optimistic borrowers reduce payments on student loans by $40, increase non-durable spending by $100 per month and postpone durable spending while waiting for uncertainty to resolve, from Dmitri K. Koustas, Michael Weber, and Constantine Yannelis www.nber.org/papers/w35319
Data drives automation by simultaneously increasing the productivity of automated tasks and expanding the automation frontier. Yet, the economy may remain only partially automated, from Maryam Farboodi, Andrew J. Koh, and Anchi Xia www.nber.org/papers/w35320
