This is an excellent idea (under 40s could take a lump sum now in exchange for postponing by a year the date they take their state pension).
Some creative thinking around addressing the inequality and staggering unfairness in this country - some hope - is sorely lacking in government.
One plan would see young workers offered early access to a slice of future pensions. It’s not perfect, but we need bold ideas, says Guardian columnist Polly Toynbee