Insurance Research and Policy Engagement Manager, Insurance for Good https://www.insuranceforgood.org/ | Research Fellow at Harvard’s Joint Center for Housing Studies https://jchs.harvard.edu
Steve Koller
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California FAIR Plan's total exposures, number of policies, and earned premiums continue to break records.
There were more than 640k policies in effect in March 2026. Roughly half of FAIR Plan policyholders will see a 30-50% increase in premiums starting in October, primarily due to wildfire risks.
My home Census tract in Corvallis is now at 94.7% with AC (my parents eventually got it too)
More about the data: census.gov/data/experim...
Map it at the tract level yourselves: gist.github.com/walkerke/71e...
The best time to prepare for a hurricane is long before one is forecast. If you live in a hurricane-risk area, start your preparations today:
yaleclimateconnections.org/2019/07/how-...
Our Center seeks applications for a 𝗥𝗲𝘀𝗲𝗮𝗿𝗰𝗵 𝗔𝘀𝘀𝗶𝘀𝘁𝗮𝗻𝘁 to research topics related to home improvement and repair markets, housing preservation and adaptation, disaster recovery and climate resilience, demographics and finances, housing policy, and more.
www.jchs.harvard.edu/research-ass...
2025 was a historic year for wildfire and urban conflagration, with the LA fires becoming the costliest wildfires on record in the US.
Rising atmospheric GHG concentrations and an El Niño year set the stage for a challenging wildfire season in 2026.
www.insurancejournal.com/news/interna...
Happy #MapMonday! Where are mobile homes most vulnerable to flooding? Find out in this interactive map from Headwaters Economics: headwaterseconomics.org/natural-haza.... Mobile homes are key to housing affordability, making these climate risks especially urgent to understand and address.
Yale Climate Connections
I have two new papers up in this week's NBER working papers (www.nber.org/papers/w35204 and www.nber.org/papers/w35219). Here's a couple of things I learned in pulling these papers together.
Harvard Joint Center for Housing Studies
Excited to share a new paper, with co-authors Adam Gold and Helena Garcia, published today in Nature Water: “The economic value of wetlands in reducing riverine flood losses in the USA” 🎉
www.nature.com/articles/s44...
Record-breaking heat and drought have fueled the world's worst ever start to a wildfire year, as climate change and a developing El Niño threaten to push
www.insurancejournal.com
Steve Koller
its a mistake to think the affordability crisis/discussion/political pitch is going to stay about energy prices
NPR is shrinking its newsroom through layoffs and buyouts and is reducing staff dedicated to covering both climate and science. "The climate desk no longer exists separately but has been folded into the National Desk," writes Neela Banerjee, who headed the climate desk but was just laid off.
Founded in 1920, the NBER is a private, non-profit, non-partisan organization dedicated to conducting economic research and to disseminating research findings among academics, public policy makers, an...