Entrenched policies not in control of institutions or state systems. Combined fed/st higher ed policies tied to taxes, allocations, dependence on lending.
One source of historical understanding:
Indentured Students: How Govt-Guaranteed Loans Left Generations Drowning in College Debt by E Shermer
Scholars for a New Deal for Higher Ed
expand opportunity, and power economic mobility for students and families. www.washingtonpost.com/ripple/2026/...
(2/2)
Higher education is under siege, with many students and parents balking at high costs.