Ppl have a natural tendency to undervalue investments in the present with future payoffs, explaining interest in #AI companions, which bring immediate payoffs that may be less than those of human relationships, which pay off in the longer run, argues Rahul Ravi
theconversation.com/from-ai-comp...
The concept of a ‘discount rate’ helps to explain why humans prioritize what feels good or easy now even when it leads to worse outcomes over time.