The number of people in the replies to this who completely misunderstand how property and casualty insurance (car, renters', homeowners', etc) works on a fundamental level means it's time for an explainer of What Car Insurance Actually Is!
rahaeli
Just wrote to my governor.
In the past 5 years, I had to switch different auto insurance companies because they would raise my rates every renewal.
Reason given: "Your area is statistically less safe now than last year."
Data to back this up given?: Nothing
This should be illegal in every state.
