Why does cooperation fade—even when incentives are strong? A recent @nature.com paper analyzes real-world group lending data and finds that motivation erodes over time, rebounds when norms are reset, then declines faster each cycle. Read more here: www.nature.com/articles/s41...
Cooperation in group lending declines over time due to shifting behavioural motivations, briefly rebounds after loan restarts, then declines faster again, revealing systematic deviations from rational...